SBI and HDFC cut of the home loan rate for realty sector- Dreamz Infra view

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The two biggest home loan financiers SBI and HDFC have cut the rate of 0.25 percent, on Friday realty sector participants told that the move will help to recover interest in the grim market.

This may be a positive move to spice up property sales and stimulate industry growth. Home consumers who were earlier expecting rates to reduce will definitely consider purchasing their dream homes, says CREDAI.

The property consultant says that, certain banks have cut the rate of home loan which have occurred after nearly a year, and will predict well for markets investment sentiments.

The residential sector have suffered a lot due to increase in home loan rates, which in turn had forced consumers to delay in the decision of purchasing their house.

Despite the high inflation Magazine also welcomed Reserve banks to control on its rates, which resulted in the announcement by SBI and HDFC regarding cut off rate.

SBI, country’s biggest lenders, first announced 0.25 percent cut of rate in home loan on Thursday, which was later followed by HDFC, the second largest home loan financier.

The move came on a daily basis when the banking concern of India kept its key policy rates unchanged. The short term disposition rate was kept unchanged at 7.75 per cent, whereas the cash reserve ratio (CRR) remained at four per cent.

A reduction in provisioning for some time was enjoyed by the lenders, which will now get progressed.

Home loans at SBI are now available at two slabs- one is under Rs 75 lakh and the other is above Rs 75 lakh. SBI provides a loan for fresh borrower of up to Rs 75 lakh at 10.15 percent against HDFC’s as it offers at 10.25 percent.

SBI has given a special concession to women borrowers of 0.05 percent, after which the borrowing rate are going be 10.10 percent for home loans

Dreamz GK Organized Home Fair This December

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Dreamz GK is the leading Real estate company in Bangalore, had organized home fair in December month. It was organized every week end for the convenient of the people to know about their various projects. This event displayed high variety of properties in different locations.

Dreamz Home Fair takes you closer to all the latest newly launched and On-going projects in and around Bangalore. This home fair gave a better opportunity for the home buyers to know about the new projects and also about builder.
Dreamz GK home fair is the best platform for the home buyers, as they are offering flats at reasonable price. People who visited Dreamz GK home fair sure would have got their dream home.

Dreamz home fair was arranged to have a face to face interaction between home buyers and builders. Most people in and around Bangalore city visited Dreamz home fair, in this more than 400 flats were sold out. This home fair helped most of the end users to choose the best flat at their preferred location at affordable cost.
There was a lucky draw for the visitors. Many visitors seemed to be lucky and received gifts in the home fair. There was a special discount for booking of flats. Home loan facilities where given to home buyers on the spot at the time of booking.

This fair provided the customers an opportunity to make an informed decision based on the wealth of information and convenience to transact on the spot. Buyers where clear about the Features, Amenities and specifications offered by the builders. Now a day’s property buyers and investors have become price and quality conscious.
Dreamz Gk’s main aim is to fulfill the dream of all the individuals of owning a house in Bangalore city by offering flats at lesser prices. So they conduct home fair every time to reach people.

Many Proffesionals from different places had been a part of home fair and looked at all the projects of Dreamz GK and cleared all the doubts about the project, cost, location etc.

There was a lucky draw for every 20 bookings and 40 percent discount on flats. Many existing customers also visited home fair and shared their opinion about Dreamz GK.

Buying a house in Bangalore city is not possible by many of the individuals as the price is very high. But Dreamz Gk is offering best quality flats at reasonable price targeting normal people. Many booked a flat on the spot.
For every flat buyer there was free furniture offered worth of Rs 2, 00,000 and also Sona Steam Jacuzzi was fitted in Bathroom which was worth of Rs 1, 50, 000.

Buyers who visited Dreamz home fair were well treated. The buyers who visited home fair met the existing home buyers and also took the reviews about Dreamz Projects.

As the end of the year home fair went well as many of the projects of Dreamz were sold out followed with a happy customers.

UG4VZDEDTECS

Worried About Purchasing a Land in Bangalore – Dreamz infra Suggestion

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A plot is an ideal choice as real estate investment. A small piece of land could bring you fortunes; however, lack of proper assessment might make matters worse. Therefore, it is crucial to learn the task of finalizing potential plots that are risk-free.

Here is an overview of the basic assessment to be carried out prior to a land deal.

1)   The Title of the Concerned Land

The title of the land means confirmation of ownership and is vital in assessing the marketability. Make it a point to confirm if it is individually owned property or partnership/ HUF land. In addition, the credibility of the ownership has to be assessed. In case of any doubt, legal opinion could be sought regarding the ownership and title deed.

Similarly, for a resale property, the purchase agreement has to be scrutinized to confirm the ownership and rule out any liability on the property. The “No-encumbrance certificate” would guarantee that the property is debt-free.

2)   Documents

In India, all land falls under the agriculture property category. There should be a conversion to residential or commercial property, which should be carried out with the Government’s approval. Always ensure that documents regarding this are verified.

Authenticity of approvals from government bodies such as IT department, Planning Authority and Municipality is the next thing to verify. All certificates or documents including the “No Objection Certificate” have to be original.

In case of add-ons, there should be a mention in the sale deed. The sale agreement, generally, the sole proof of the deal has to carefully examine and each and every aspect regarding the sale should be present in the agreement.

3)   After Registration Essentials

The assessment should not end with registration, as there are a lot of things to do after registering the property.

The buyer has to verify if the “khata” or the ownership is transferred in all the concerned organizations along with ensuring the updated payments such as water charges, tax etc. The seller has to provide you with the payment receipts.

Know All about REITs and How They Help – Dreamz Gk Info

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It has always been noticed that any topic related to property or real estate leads to an exciting conversation. It so happens that we end up with this conversation with friends so often that we cannot resist it and keep figuring out whether we can also benefit from the trend sin it. The fact is yes, one can benefit from the trend in realty market now.

All this has been made possible by the India’s capital market regulator, SEBI. It is believed that the Securities and Exchange Board of India will allow Real Estate Investment Trusts (REITs) in India. What happens with this is that these will let one invest indirectly in large properties or commercial akin to mutual funds which lets one own stocks. Herein, a professional fund manager takes care of a huge amount of money thus amounted. On behalf of the person, the fund manager sells or buys the properties.

As an end user, you get to benefit from the market movement in prices through your unit holdings. Five years since it released draft regulations for REITs, the regulator has put forth a consultative paper that seeks feedback on Real Estate Investment Trusts. After this it will formalize regulations and allow the launch of these real estate investment vehicles.

REIT is an investment fund that invests in real estate. According to the Wikipedia, it has been defined as a company that owns, and in some instances, operates income producing real estate. Moreover, REITs own also various types of commercial real estate that ranges from apartment buildings to office to warehouses, shopping centers, hospitals, timberlands and hotels just to name a few. In some cases, the REITs also engage in financing real estate.

REITs are also being seen as an investment vehicle. The core idea of a REIT is to provide investors with a chance to invest in large scale and diversified real estate. This is similar to the returns as in investors might invest in other asset classes via liquid securities. For an investor, a REIT works like a mutual fund. As in when investing in mutual funds you do not have to own stocks. Similarly, while investing in REITs one need not to own property, one simply invests in the REIT.

It must be noted that a REIT provides opportunity for investment in property which is not easy for an ordinary investor. It is believed that REITs will bring in transparency and accountability in the realty market. It is also believed that REITs are comparatively less risky than investing in under construction properties. Apart from that, they are also a source of regular income. From developers’ point of view, REITs hold positive response as they provide the sponsor – developer an option of exit. This is as a result of providing liquidity and enabling them to invest in other projects.

The Big Picture of Akrama-Sakrama! Reviews

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Under the rule of five chief ministers in seven years under three governments, it seems like the story of Akrama-Sakrama has found its way for final one-time regularization of urban building violations.

 Many believe that Akrama-Sakrama would generate enough revenues, which in turn would be utilized to develop cities in Karnataka, in particular Bangalore.  On the contrary, some urban experts question the government in the urgency in authorizing the scheme through an order without any discussion in public meetings or in the Assembly.  Few legal experts do admit that by allowing the authorities in civic activities, the government is making a wrong move.

With regarding to the huge revenue that would be collected in this bill, experts say that many violators would not come forward because of the changing government.

In the midst of all the controversies, few stakeholders see it as an opportunity to get their properties regularized by paying a one-time penalty, while others feel that this will bring them more trouble.

Ashwin Mahesh, an urban expert while expressing his thoughts on this said that the scheme is a scam so that the politicians can payback the bureaucrats and its party lines who helped them to benefit from the property violations and that’s why the government is unwilling to discuss about this.

Kathyayini Chamaraj, executive trustee of CIVIC NGO admitted that his scheme is not going to stop any property violation in future and she added that when the scheme was legitimated the number of violations has multiplied.   She also opined that this scheme moreover looks like fund raising for the upcoming Lok Sabha election.

ASK Pani, an urban expert said that legalizing so many violations is like ignoring the fault of hundreds of officials who were involved in the crime instead the government should find some other way and penalize offenders, regardless of whoever it is.

With December 2013 as the deadline for normalizing property violation, many urban experts feel that the government has given way to violators to do more crime.  Further, Pani added that the idea to consider the previous revenue sites will be worse and ended this part by stating that with this we are moving to an adversity.

Dreamz Gk infra Reviews On Eco-3 Project

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Enjoying a magnificent location in Marathalli in the heart of the lively city of Bangalore, the Dreamz Eco-3 offers enriching residential apartments that are carefully and functionally designed with each and every amenities and services to make the individuals dream home a real.

Rooms in Apartments

Each room in the apartments is spacious and unveils sophisticated design and contemporary amenities that are tailored keeping your needs in mind.

Smart Kitchens & Radiant Bathrooms

Each smart kitchen in every apartment is specially designed with semi vitrified flooring and with a height adjustable slab that will help you to reach the top shelves in the kitchen.

Wash away the days stress or infuse some energy into your morning in the radiant bathroom that features faucet toilet fittings and accessories and a 24×7 power backup.

Services and Amenities

To save your time and energy as well as to give all the comforts from one place, Dreamz Eco-3 is well-equipped with ideal amenities such as a Crèche, co-operative supermarket, covered swimming pool, gymnasium, children’s play area, restaurant, terrace garden, jogging track, a stunning water park, and many other features.

In order to follow ecosystem and protect environment, Dreamz Eco-3 is implemented with the rain water harvesting scheme and water softener plant.

The stunning water park in the Dreamz Eco-3 adds a picturesque look to these perfectly affordable apartments that will definitely give you a feel that the every inch you paid is a worth.

DEVELOPERS WERE FORCED TO REDUCE PROPERTY RATES DUE TO DECREASE IN THE DEMANDS

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It has been ascertained that few real estate players tend to supply sure freebies like cars, foreign journeys for people who book throughout the festival season. Anyhow freebies don’t attract customers. We tend to feel that developers ought to place all the potential strength within the product offered, by manner of higher and better facilities. At a time once the real estate market goes through its toughest situations, it looks like a daring call for an organization that is reeling beneath debt. Festive season or not, the demand retardation has forced developers to cut back property rates. Whereas official value corrections are few, developers have started providing installation discounts by waiving off expenses like discriminatory location charges, one-time parking prices and other fees. Charges of PLC is levied by developers on bound properties within a project that have an improved location than most alternative flats like those facing a park, road or swimming bath, or near the bottom floor.

Residential costs across all major metros and a number of other smaller cities have fallen within the half-moon of the present twelvemonth. Keeping with National Housing Bank’s Residex, associate index developed to capture the value movement in residential housing across twenty six cities, twenty two cities have witnessed a come by property costs within the half-moon as compared to the sooner quarter. Few cities have seen a marginal surge in costs. Increasing of unsold flats is forcing developers to reduce the size of the unit. Experts say that the decision to launch the smaller sized projects could be due to rise in the flat prices during past years. And also the concern towards the affordability of residential real estate. Prices in the place of urban center have matured at 20-25 per cent annually since 2009. Affordability has taken an enormous hit as results of incomes haven’t up sharply. One of the administrator says Moreover, the interest rates have additionally captive up between 2009 and currently. The important estate analysis firm estimates the additive nationwide unsold inventory at 670 million area unit, or roughly 600,000 units, as on June 2013.

As a result, cautious developers area unit initiating with few launches. Realty analysis firm Prop Equity says that new housing launches fell by 38-59 per cent across different markets.

Linking Bangalore to German Architecture

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Namma Bengaluru’s heritage buildings have always attracted historians. Everybody is familiar with the “Kalasipalya Bus Nilaya”, Principal’s Bungalow (Maharani College) and Basavangudi’s Krishna Rao Pavillion. Ever thought there could be something in common for all these structures?

Yes, there is. These heritage wonders throw light into the unique connection between our city and the magnificent German architecture.

Tracing the history of these structures will take you to the 1940s when they were sculpted by Otto H Koenigsberger, a German architect of Jewish descent. Rachel Lee, a British University student was more than excited to take up this link for her dissertation.

However, she never had an easy task ahead as she found herself totally engaged amidst old photographs, written communication, words of appreciation and other resources available.

After several days of troubles, Ms. Lee adorned a satisfied look as she unfolded her findings to a massive audience gathered at Bangalore International Centre at TERI.

Undoubtedly, she has done a great job. The audience got to hear descriptive stories on the gifted person’s initial days in Bangalore, his works, his personality and so on.

India’s pride, Dr. C.V Raman was instrumental in making him a part of the nation. First days of Koenigsberger were spent in Bangalore, studying its civilization and climatic conditions. Koenigsberger, a true architect he was, never solely focused on constructing buildings. He wanted the buildings to mingle with the surroundings and his creations, even today stand as proof for his devotion.

The first wok by him was the Municipal Swimming pool, then followed other things like the Pavillion. The audience also got a glimpse of the magnificent personality of Koenigsberger, whose works reflected uniqueness and innovation. He wanted to create a unique style without imitating any other nations and avoided clock towers or domes.

However, due to the interference of Mirza Ismail, the then Mysore diwan, Koenigsberger had to bring in reforms and had to stick to the then favorite style of clock towers and domes.

However, he got his freedom after a short span of six months followed by Ismail’s retirement. His further works were mix and match type where he combined both old and modern ways. The Serum Institute at Hebbal was constructed during the time.

Dreamz Infra – Vision and Goals

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At Dreamz Infra, we have en-rooted a well-built set of standards as a measurement of our DNA. We predict this as our differentiating features and channel in consistently refining our brand insight of distributing the optimal in the industry. As a result, Dreamz GK Infra is one of the most successful builders in Bangalore with unique features like adjustable kitchens and other features.

Vision:

Dreamz GK Infra, Setting a Benchmark and creating a clear statement as an art of buildings, enriching the latest technology equipment’s and enduring the customer relationship for long term.

Values:

• Respect the Value of Customer’s.
• Integrity and Peace.
• Customer driven Focus and Needs.
• Creating a unique Community.
• Ethical performances.
• Market Generating Events.

Welcome To Dreamz Gk Infra Reviews Bangalore, India

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We do real Experience, real Commitment, in Real Estate…….!!!!!!  

The accomplishment of Dreamz GK Infra groups is steered by its dreams, clear-cut goal line, unbroken and continuous efforts to convert these dreams into reality. Today, Dreamz GK Infra network has been stretched across southern parts of states in India. We came into picture with great plans and new concepts in mind which gives a delightful life for people in India. Dreamz has consistently set benchmarks and trends for others to emulate. His vision and foresight has been the guiding force on which Dreamz GK has been striding the path of accomplishment, accolades and extraordinary radiance.

Dreamz GK Infra Builders offer a combination of quality materials and supercilious design, where every detail is meticulously crafted.  At Dreamz Gk Builders, we trust that preserving the natural environment is an integral part of creating communities. And you will be proud to call this place, your home.

The crew at Dreamz GK Infra-structure has established standards in operating procedures and systems, which are unique in the industry. Investigating and learning in order to sharing measurements acquired through research with customers and associates has been a constant and endless effort. The organization muscularly believes in the principles of integrity and professional transparency.

Dreamz GK Infra Reviews Bangalore India

Dreamz GK Infra Reviews has been outstanding in delivering a booked flat at affordable low prices. Dreamz GK Infra is a trusted builder. When initially had a site visits of the upcoming project, the only thing noticed was project is quite interior. Top of Form